The cost of the average UK wedding is now around ?17000.00. That’s a lot of money as i’m sure you know.

Months and months of meticulous planning culminate in one day, a day designed to be a memory that will live in all those who are present for a long time to come, especially the happy couple.

There are a number of 3rd parties involved in a successful wedding day. Caterers, hair stylists, beauticians, car hire, DJ, hotels and venues, photographers, the list goes on and on.

It’s no wonder then, that specialist wedding insurance has arrived on the market.

With so much financial interest in what amounts to no more than 12 hours of wedding, it is entirely natural to want to protect that investment.

It is usually the bride or groom parents that are footing the bill, of course they are hoping for a mishap free special day, but the smart ones make sure that should anything go wrong, they are covered.

Everybody has heard the horror story of the best man losing the rings but to be honest, that’s just one of the many problems that can occur.

Imagine if you have hired a marquee and one of your guests trips over a guy rope and breaks a leg, i know this sounds harsh but it does happen. It is you who needs to be insured for public liability in this instance, not the venue.

The photographs might not turn out. That’s bad enough, but at least with wedding insurance, the cost of retaking the photographs will be covered.

Caterers may not turn up, a guest may get food poisening from the wedding buffet.

This all sounds extremely pessimistic i know, but with insurance starting at around ?50, you would be mad not to take it out.

Because there is now a specialist wedding insurance out there, you will find that almost everything wedding related you can think of is covered in the policy.

Wedding dresses & rings, marquee damage, public liability, 3rd parties not showing up as promised, unexpected cancellation and much more besides.

The great thing about wedding insurance is, compared to the cost of the wedding itself, it costs peanuts.

I’m sure that the brides parents would be able to sit back and enjoy the wedding more knowing that the 3 year old nephew breakdancing on the dancefloor, won’t bankrupt them should he breakdance into the wedding cake, forcing everybody to eat it off the floor.

Hey, it happens!

Sometimes after a breakup, things seem hopeless and you feel lonely. You lose all hope and can’t seem to get out of being depressed. But turning to alcohol, drugs or even going on a rebound trip for that instance is not the solution to this problem. Here are some ideas on how we can help you be strong and pull back when times are tough.

Exercise is the easiest step. Frequenting the gym and indulging in some activities is a good solution. It will also help you get out and meet other people. Not only do you work on your mental health but also on your physical. Stay fit so that when your ex sees you next, they regret the fact that they left you.

Avoid being alone. Call friends that you haven’t spoken to in a long time. I’m sure they would like to hear from you. Try getting involved in social groups, so that you can get your smile back. Friends are sometimes excellent people to be around. Catch up with your family members. Do things that do not remind you of your past!

Try to go out on a few dates! See how that goes and if you are ready for a commitment. A commitment would not be good advice right now. But it all depends on how fast you can get over your past! Before you go on to another relationship, I suggest just casual dating. This will also help you get over your loneliness.

If you’re feeling too depressed then we also recommend some therapy for a month or so. There are various types of relationship therapists out there who would be happy to help. Some of them are also covered by Medicare. So you can take advantage of this method, please do check your insurance booklet.

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