Author: Edward Frescobr
Source: ezinearticles.combr
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British drivers are only obliged by law to have third party insurance at the very least, you dont even have to have breakdown cover, and if you do, it generally only covers you when you are motoring in Britain. Every year, more British motorists plan to drive their vehicles in the EU, and they should not do this unless they have European Community breakdown insurance. You may think that you know Belgium or Holland pretty well, after all you have been on the local transport and travelled the roads in a minibus or as part of a group, but its a very different story if you are the motorist.

When you drive in Europe, you will need to take both your normal license, and an international license. Your insurance firm will be able to tell you how to apply for one. It is also a good idea to seek help from your cover supplier regarding Euro automobile insurance.

Likely, your best choice is a Green Card, which is essentially a set of documents that will tell whoever looks at them that you are fully insured to drive in most European states (and certainly the one you are currently in). Some states in the European Community, for example, the Balkan regions, have peculiar rules and you may need to buy additional breakdown cover before you can drive into one of these nations.

If you dont get a Green Card, then you should ask your policy provider about multinational cover. Its possible to get yourself insured for the duration of the trip and its in most cases cheaper to buy before you go. In all cases, this kind of coverage is essential if you are motoring through the Euro Union. Most insurance companies do not charge an excessive amount, particularly if you only want the insurance cover for a single trip only.

The majority of motorists travel through the EU without suffering a motorcar breakdown but if you do break down and you dont have cover, you may be landed with some hefty debts and penalty charges, ruining your European experience.

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