Foreign Car Insurance – The Basics

November 17, 2009

Author: Edward Fresco
Source: ezinearticles.com

Driving your own car when traveling abroad has always been a common and comfortable choice. You don’t have to stick to train, bus or plane schedules, nor resort to local transportation. Just as you need an insurance policy to drive in your own country, you have to draw a similar contract for breakdown cover abroad, and this is often overlooked (or postponed till the very last moment) by a lot of drivers.

First off, you should ask your insurance company whether they can extend your current auto insurance for abroad coverage. To minimize premium rates to be paid, you could also check with some overseas auto insurance companies for their fees. You might end up paying less than in your own country since, due to international tax regulations, you could get partial refunds when you get back to your homeland.

If you are transiting across several countries, it would be recommended to purchase one single foreign car insurance for your whole trip. Otherwise, you should get one at each border you are crossing, which could be a bit of a nuisance. As a rule, you must not be tempted into crossing a country without any foreign car insurance policy, no matter how short your transit is. In some places, getting caught without one falls under criminal law, and getting a record for not spending a few dollars when you should have, definitely ruins your vacation. Also, you never know when bad luck strikes, and you have to pay for all the damages out of your own pocket.

Find: Foreign car insurance.

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Edward Fresco is an expert in the field of European Auto Insurance

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