If you’re living in southern California and you happen to rack a rare, precious day out what are you going to do with it-pay yet another visit to the tired strip mall down the street? Or take advantage of proximity and hop the border to Mexico?

Thousands of Americans can’t be wrong. Mexico is a great place to visit, and it’s located within convenient driving distance of plenty of cities in SoCal. Before you hop behind the wheel, however, make sure you’ve got all your ducks in a row and plenty of auto insurance to keep you covered on the trip.

Ideally, your California auto insurance policy would be enough to keep you protected when you hop over to Mexico. Many companies that operate heavily in SoCal have arrangements with auto repair shops to cover you within a certain distance of the California border, which makes life really easy for commuters who drive from Cali to Mexico every day for work. Some insurance companies don’t have this kind of handy dandy set-up, however, which is when you need to start looking into other options.

If you know that you’re going to be making a trip to Mexico, regardless of how long your stay is going to be take the time to contact your insurance agent. They can make your life really, really easy by letting you know whether or not your current policy will extend to where you’re going. If it doesn’t, they can probably give you a valuable referral to a company that specializes in hooking tourists up with short term insurance that can sell you a Mexican policy for the duration of your stay.

When it comes to car insurance, Mexico is even tougher than the United States. California drivers are required to carry a minimum of $20,000 in auto insurance coverage, although most usually pick up more just to be on the safe side. (A good auto insurance dealer will start selling policies at $50,000.) You can purchase these policies from dealer once you actually get to Mexico, but that’s assuming that:

a) You’ll be able to find a dealer, and

b) You won’t get into an accident on the way there.

You know what happens when you assume.

Instead, most people choose to err on the side of caution and purchase a policy from a dealer in SoCal that specializes in working with Mexican insurance. That dealer will take down the details of your visit, then connect you with a short term policy (usually either one day, one week, two weeks, one month or six months) issued by a Mexican auto insurance dealer for the duration of your stay.

You’ll be protected the minute you drive across the border, and your California auto insurance policy will pick you back up the minute you get back. Who could ask for anything more?

Clifford F. Berman is the CEO of QuoteScout.com. For more information on your auto insurance policy, your California auto insurance or staying covered when you go south of the border to Mexico, visit them on the web at http://www.QuoteScout.com

There are times in one’s life when the use of rental cars cannot
be avoided. When someone plows into you at an intersection, when
you are taking a 2-day trip and your compact car just does not
have enough room to stretch out, these are times when you are
happy that there are rental cars at your disposal. Before you
rent that car, though, you should know some things about the
process.

1- The first step involved in obtaining a rental car is to do
research on the companies in your local area. There are a number
of nation wide companies and more than likely local companies to
choose from when conducting your research. Try to narrow them
down to three or four companies that are closest to either your
pick up location or your destination.

2- You will want to ask about procedures that may be required by
the rental company. Many companies require that the car be
fueled up before its return, if this is not done, they will
charge you extra for it. It may also be in your best interest to
ask what the fee would be if the car is needed for longer than
expected as well as what the rate is for late drop off.

3- If you have personal auto insurance, call your agent to see
if you are insured with a rental car as well. This will allow
you to save money by turning down the insurance offered by the
rental company at the time of vehicle pick up.

4- Finally, you have chosen the company and the car, its time to
pick it up. Make sure that you have the paper work that you will
need. Most companies will require you to show your drivers
license, be sure to have it. Also, your proof of auto insurance,
if you will be turning their insurance down. A major credit card
is necessary; if you are not using cash to rent your car, do not
count on them taking a check.

5- Be sure to read the contract and ask questions about anything
that you do not understand. It’s better to take sometime at the
counter or on the phone to pin down the details, than to think
you got it and have to deal with the company in the event of an
accident. Ask questions!

In older times, you wouldnt have had similar luxuries as the ones you get today. Looking for a potential insurance company would have been a lengthy process followed by irritating phone calls where youd have to go meet a lot of people by driving to their office – and of course you could only go on days when they were open.

The appointment in itself would be a huge hassle as well. If you had kids, youd need to either find them a babysitter or take them with you and then there would be a long wait to meet with somebody who probably wouldnt tell you what you needed to know. All this is avoided when you work online.

Thanks to the internet, theres no need to worry about what you look like, when youre looking for insurance quotes, or what youre doing at the same time. You could easily come home from work exhausted, change into something more comfortable, and get things done in a few minutes.

What would have taken you so long in the past is now almost instantaneous and a good number of auto quotes are potentially at the tips of your fingers. When you have them, its easy enough to compare them, and theres no need for a second trip to get more information – just shoot off an e-mail.

Several years ago, you would have had good excuses for not wanting to go out and look for insurance. But now that buying auto insurance is so easy, you have no way out of it. It will be easy, possibly even fun, and when youre done youll be able to sit back and relax.

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Insurance is yet another unquestioned social reflex. You just buy it. You must. The banker insists you have to purchase insurance or you donยt get the loan. Your government orders you to buy auto insurance at any cost. Hence, it must be really good for you. Hell, why not stock up on some of the non-mandated insurances as well? You canยt have too much of a good thing. Can you?

Somewhere in the dark, murky corners of our minds we hide our thoughts. Like The Emperorยs New Clothes, no one screams out, ยBut he has nothing on!ย or ยHey, this is just bullshit!ย You are not alone in the darkness. We all think it. So you are no longer scared to speak, here are some of those secret thoughts voiced out loud for the first time:

1) If I speak out against insurance, I will be jinxed. My home will surely burn to the ground and I will look like a moron.

2) If I speak out against insurance, some pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.

3) Insurance is betting against myself. Why would I bet against me?

4) If insurance companies must charge such high premiums because theyยre losing so much in payouts, how do they afford all those big buildings?

5) What do insurance companies sell? Air? Promises they intend to deny via small print? Contracts? Wouldnยt I rather buy an IHOP franchise with that money?

6) If government represents the people, why do they make me, a people, a criminal when I cannot afford auto insurance to get to work and feed my family?

7) How much in dollars and perks do insurance lobbyists put into the pockets of politicians?

Do I really need trip-cancellation insurance? Why would I buy a dream trip, and then bet on my canceling it at the last moment?

9) If I put all the money I spend on insurance into the bank or toward building success, how much money would I have for coping with my problems on my own terms?

10) If I buy the extended warranty, will I remember I have it or be able to find it when my widget explodes?

11) Shouldnยt companies make quality widgets that last three years in the first place?

12) And finally, did Jennifer Lopez really insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.

Yes, we all know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and with the Masses unquestioningly supporting these absurdities. Every frivolous lawsuit provides government an excuse for mandating people be protected from themselves via costly insurances and removal of individual freedoms.

Before long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phoneย-Earring-Tear addendums on HMOs. These days Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.

With a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Think about all those different types of insurance. Stop buying out of reflex and decide for yourself what you can kick to the curb. Consider the variety out there and what you truly must have.

Life Insurance is for betting you will die such a loser that you canยt pay for your own funeral or leave your kids any inheritance. Extra Car Insuranceย-How much you betting that you will crash? Not to mention, homeownerยs, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.

Here is a new monument to the ludicrous: Terrorist Insurance. Itยs even pushed at Art Gallery Ownerยs in isolated communities of the Northern Great Plains. And, why not? No doubt Osama is crouching in an Afghan cave right now, plotting to rid the world of those pesky Remmington Cowboy bronzes.

Insurance agents prey upon these new fears like snakes on wounded mice. Apparently, companies want to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore may slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch in Chug Water, Wyoming is in eminent danger from this likely chain of events. Perhaps, you should add a specific ยUnpasteurized-Cheese Addendumย to your Terrorist Policy. Call your agent today and ask them. See if they will sell you one.

The odds of you dying of a mosquito bite are better than the odds you will die at the hands of a terrorist. Well, crap! The government better permit companies to require we all carry Mosquito Insurance. Maybe you can get a DEET discount! Better still; why not turn over all our bothersome responsibility, like freedom and privacy, to the Feds. Then good olย Uncle Sam can protect citizens from the winged menaces that haunt our very souls.

Congress could raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property looking for freestanding water. They would not look for anything else (roll eyes here). Still cancer and glaucoma patients might want to keep the baggies away from the birdbath.

Speaking of cancer, the Air Force could spray us all from above with a perfectly ยsafeย mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody in his or her right mind who would elect an insurance salesman to public office? Of course, both politicians and insurers are selling you hot air, so perhaps it is a match made in Hย…

A very few insurances are worth buying, such as liability insurance for cars and real estate. Once you have something to lose, itยs a sure bet some lazy troll with an entitlement-mentality will try to sue you. In this case, you want the giants on your side. Insurance companies provide lawyers to run evil little trolls back under their bridges.

Insurance prices in America are out of control. The wide range of insurance the bureaucracy would have us believe we cannot live without is genuinely insulting. Buying all the coverage companies would have you believe you need wastes thousands of your dollars each year. Look over policies and eliminate what you can. Insurance is just legalized gambling. If you are betting against yourself, how can you take a gamble on yourself? Pursue your dreams instead!br
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Truth: The color by itself doesnt affect how much you pay. It may, however, affect how visible you are to police. If youre prone to speeding, you may be more likely to get a ticket… and that will certainly affect your car insurance rate.

Myth #6: If I lend my car to a friend and that friend is in an accident, his or her insurance company will pay for the damages.

Truth: Your car, your responsibility! However, your friends insurance could act as excess insurance if the damages exceed your policys limits. And even though you werent present at the time of the accident, it will go on your insurance record your insurance premium will go up.

Myth #5: My laptop, books, CDs, iPod or anything else in my car is covered if its stolen.

Truth: Your car insurance policy only covers your car. Contents within your car are only covered by Home Owners or Renters insurance.

Myth #4: My age is the determining factor in my car insurance rates.

Truth: Your car insurance takes into account the number of years of driving experience you have, not your age. Most people assume this as most people get their drivers license at age 16 and see that their insurance gets cheaper as they get older. It wouldnt matter if you got your drivers license at age 50. Youd still be a new, inexperienced driver and the cost of your insurance would reflect that.

Myth #3: I dont need to buy the extra insurance offered to me when I rent a car.

Truth: Depending on your coverage you may not. The same coverage you have on your car will apply to the rental car. If you have only liability coverage, then any damage to the rental car is not covered. If you have comprehensive and collision coverage, your rental car will be covered, however, youll still have to pay your deductible. Plus, its possible that the rental company may continue to charge you for the rental car while its being repaired.

Myth #2: My car insurance covers my car whether I use it for pleasure, commuting or for business.

Truth: The insurance companies base your rate on how you use your car. If you tell them its only to commute to and from school but youre also using it to deliver pizzas or take your clients out on business trips, you may be denied coverage if you get into an accident.

Any business use of your car should be disclosed to your insurance company. They may charge you a couple more dollars (its generally a pretty small increase) but its important that they know. Be sure they know the truth about how you use your car or you may be paying for nothing.

Myth #1: As long as I have an insurance ID card, I dont need to pay for my insurance.

Truth: In California, your registration will be suspended if you do not keep your insurance policy in good standing. Not to mention, if you get into an accident, you are responsible for the cost of everything (damage to cars, injuries, loss of income, pain and suffering, etc.). The insurance companies now report drivers whose policies have lapsed so be sure to pay your bill.

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If you want an insurance policy that you only need for up to a month, you should consider getting a short term car insurance policy. You could use shorter term policy for many things. There are occasions where you may want to take a road trip with several people, and you want to allow for temporary drivers if something goes wrong.

If you need to cover multiple people and make sure they are insured for a short period of time, you can get short term cover for your needs. This is perfect for the occasion where you don not want to adjust your permanent policy to allow for this, or go through the trouble of changing the policy you have to fit the circumstances you need it for.

This type of insurance can be scary to some people. It can see time consuming and more expensive than regular insurance. However, these are just myths, and you can really be helped with short term car insurance. If you get in an accident, you will have extra coverage for that occasion. There are experts out there that can help you get the coverage you want from short term car insurance. You will find a lot of benefits to taking out a short term policy. With this coverage, there is no worrying about accidents, or even needing to scramble for some kind of insurance coverage late in the game.

Short term car insurance has the great advantage of letting you drive another person’s car in case of emergencies, and you will still be covered with the majority of these policies; even if something happens, it does not affect your regular insurance policy, and you will feel a lot safer with it than without it.

It can often frustrate you to acquire an insurance policy that suits you. If you are taking a long road trip and you want to make sure that you are properly insured the whole way, get this reasonable supplement. No matter what you choose to do for your insurance needs, ensure that you are familiar with your options. If you do not take advantage of short term car insurance, any accident could make you lose your low premiums.

Ian rights articles and reviews about short term car insurance policies and how to navigate through the short term insurance maze.

Insurance is like a myth. From one small seed of truth, a fairytale the size of 1000 giant sequoias has sprung up. Reality is blocked from view. Surely, you’ve noticed all the giant, sequoia-like buildings are owned by banks and insurance companies. Where do they get all that money? How much money do the executives make? Who pays for it all? Grab a mirror. “Magic mirror on the wall, who’s the biggest sucker of them all? What’s that you said? The Masses!”
Insurance is yet another unquestioned social reflex. You just buy it. You must. The banker insists you have to purchase insurance or you don’t get the loan. Your government orders you to buy auto insurance at any cost. Hence, it must be really good for you. Hell, why not stock up on some of the non-mandated insurances as well? You can’t have too much of a good thing. Can you?
Somewhere in the dark, murky corners of our minds we hide our thoughts. Like The Emperor’s New Clothes, no one screams out, “But he has nothing on!” or “Hey, this is just bullshit!” You are not alone in the darkness. We all think it. So you are no longer scared to speak, here are some of those secret thoughts voiced out loud for the first time:
1) If I speak out against insurance, I will be jinxed. My home will surely burn to the ground and I will look like a moron.
2) If I speak out against insurance, some pecker-head who heard me will have an accident and sue me because folks are not responsible for their own choices.
3) Insurance is betting against myself. Why would I bet against me?
4) If insurance companies must charge such high premiums because they’re losing so much in payouts, how do they afford all those big buildings?
5) What do insurance companies sell? Air? Promises they intend to deny via small print? Contracts? Wouldn’t I rather buy an IHOP franchise with that money?
6) If government represents the people, why do they make me, a people, a criminal when I cannot afford auto insurance to get to work and feed my family?
7) How much in dollars and perks do insurance lobbyists put into the pockets of politicians? Do I really need trip-cancellation insurance? Why would I buy a dream trip, and then bet on my canceling it at the last moment?
9) If I put all the money I spend on insurance into the bank or toward building success, how much money would I have for coping with my problems on my own terms?
10) If I buy the extended warranty, will I remember I have it or be able to find it when my widget explodes?
11) Shouldn’t companies make quality widgets that last three years in the first place?
12) And finally, did Jennifer Lopez really insure herself for hundreds of millions of dollars? What? She is already rich. The agent who sold this policy is phenomenal.
Yes, we all know the system is way out of hand! The blame lies with insurance companies, greedy bankers, spineless politicians and with the Masses unquestioningly supporting these absurdities. Every frivolous lawsuit provides government an excuse for mandating people be protected from themselves via costly insurances and removal of individual freedoms.
Before long, we will be required to carry Coffee-Burn riders on auto insurance and Cell- Phone-Earring-Tear addendums on HMOs. These days Sleeping Beauty would have sued the castle owner (a.k.a. Dad) for that prick on the finger, lost wages from the coma and for trauma from the scar. Uninsured sewing needles would be outlawed throughout the kingdom.
With a system this out of control, how do you protect yourself? You cut the fat. Quit betting against yourself. Think about all those different types of insurance. Stop buying out of reflex and decide for yourself what you can kick to the curb. Consider the variety out there and what you truly must have.
Life Insurance is for betting you will die such a loser that you can’t pay for your own funeral or leave your kids any inheritance. Extra Car Insurance-How much you betting that you will crash? Not to mention, homeowner’s, mortgage, trip cancellation, emergency evacuation, unemployment, boat, credit card, business interruption, earthquake, disability, dental, smoker, expatriate, backpack traveler, winter sports, flood, warranty and health insurance. The list goes on.
Here is a new monument to the ludicrous: Terrorist Insurance. It’s even pushed at Art Gallery Owner’s in isolated communities of the Northern Great Plains. And, why not? No doubt Osama is crouching in an Afghan cave right now, plotting to rid the world of those pesky Remmington Cowboy bronzes.
Insurance agents prey upon these new fears like snakes on wounded mice. Apparently, companies want to terrorize you into buying coverage. Another possibility is a rebel SCUD aimed for Mount Rushmore may slam into a Canada Goose and go askew. It sucks when this happens! No doubt your goat ranch in Chug Water, Wyoming is in eminent danger from this likely chain of events. Perhaps, you should add a specific ‘Unpasteurized-Cheese Addendum’ to your Terrorist Policy. Call your agent today and ask them. See if they will sell you one.
The odds of you dying of a mosquito bite are better than the odds you will die at the hands of a terrorist. Well, crap! The government better permit companies to require we all carry Mosquito Insurance. Maybe you can get a DEET discount! Better still; why not turn over all our bothersome responsibility, like freedom and privacy, to the Feds. Then good ol’ Uncle Sam can protect citizens from the winged menaces that haunt our very souls.
Congress could raise taxes to fund Bug Inspectors. Their job would be to comb through your private life, home and property looking for freestanding water. They would not look for anything else (roll eyes here). Still cancer and glaucoma patients might want to keep the baggies away from the birdbath.
Speaking of cancer, the Air Force could spray us all from above with a perfectly “safe” mixture of insecticides called Agent Tan. Coincidently, that day your governor vacations far away. Is there anybody in his or her right mind who would elect an insurance salesman to public office? Of course, both politicians and insurers are selling you hot air, so perhaps it is a match made in H?
A very few insurances are worth buying, such as liability insurance for cars and real estate. Once you have something to lose, it’s a sure bet some lazy troll with an entitlement-mentality will try to sue you. In this case, you want the giants on your side. Insurance companies provide lawyers to run evil little trolls back under their bridges.
Insurance prices in America are out of control. The wide range of insurance the bureaucracy would have us believe we cannot live without is genuinely insulting. Buying all the coverage companies would have you believe you need wastes thousands of your dollars each year. Look over policies and eliminate what you can. Insurance is just legalized gambling. If you are betting against yourself, how can you take a gamble on yourself? Pursue your dreams instead!
The preceding is an excerpt from the book Keeping the Masses Down. Satirist Nola L. Kelsey (http://www.NolaKelsey.com) is the coauthor and “primary scribe” of this twisted political satire. Kelsey is also the author of the scathingly wicked comedy Bitch Unleashed: The Harsh Realities of Goin’ Country. August K. Anderson, a former lawyer, long time CEO of Golden Quest Enterprises (http://www.chevalinternational.com) and one of the country’s top equestrians, is the primary political force behind Masses. Her ideals formed the cornerstone of this motivational, life-conquering manual.
? Copyright 2005

Last year, 2008, there are 34,017 fatal vehicular crashes occurred that killed 19,220 vehicle drivers all over United States; not to mention the deceased passengers and the sum of damages it left. With an average of about 36,000 vehicular accidents happening each year since year 2000, you are lucky enough to evade disaster. But don’t be too sure, you can’t always cheat an accident.

Hitting the road without auto insurance is a mortal sin: It is as if going to war without a gun. You might have the safest driving style, but you can’t be sure that other drivers drive just like you. Accidents are known traitors, you will never know when will it happen, better be prepared than sorry.

It is advisable for every car owner to get car insurance quotes, which will be there in case of unwanted and unexpected emergency. More than insurance, it gives peace of mind for a worry free drive tripping, and also, it provides assistance to ease up damage cost.

Car insurance quote is a preemptive measure for future inevitable situations. Insurance is not only for accidents or unpleasant situations; it can give so much satisfaction and convenience to different kinds of drivers and car owners. There is auto insurance for women, senior citizens, students, and for young drivers. These insurance programs are made to reach out to specific needs of specific people. Moreover, there are also programs for different kinds of situations such as high risk auto insurance, auto collision insurance, business car insurance, car accident insurance, used car insurance, and others depending on the car purposes. Some auto insurance such as full coverage car insurance includes car upgrades and repairs, trades, and other services depending on the contract.

Investing on car insurance will give you the pleasure of peace of mind, a worry free driving knowing that there is a reliable car insurance company securing your back. However, among many car insurance companies, only few give reliable and trustworthy services. Some may be scams, and give fictitious services while some can easily get bankrupt. Your investment might end up with nothing if not properly placed with a reliable company.

Before purchasing car insurance quotes you should get a list of top car insurance company, compare prices and services of different companies, check out for more details, read the contract, and make sure that the company has complete requirements to operate.

There are many low cost car insurances available anywhere, however some are not reliable. You have to check on the records and the stability of the company. It is better to be prepared than sorry.

This article has been provided by http://www.autoquotenow.com, where you can compare, search and find the best auto insurance rates from mulple top-rated insurance providers.