The cost of the average UK wedding is now around ฃ17000.00. That’s a lot of money as i’m sure you know.

Months and months of meticulous planning culminate in one day, a day designed to be a memory that will live in all those who are present for a long time to come, especially the happy couple.

There are a number of 3rd parties involved in a successful wedding day. Caterers, hair stylists, beauticians, car hire, DJ, hotels and venues, photographers, the list goes on and on.

It’s no wonder then, that specialist wedding insurance has arrived on the market.

With so much financial interest in what amounts to no more than 12 hours of wedding, it is entirely natural to want to protect that investment.

It is usually the bride or groom parents that are footing the bill, of course they are hoping for a mishap free special day, but the smart ones make sure that should anything go wrong, they are covered.

Everybody has heard the horror story of the best man losing the rings but to be honest, that’s just one of the many problems that can occur.

Imagine if you have hired a marquee and one of your guests trips over a guy rope and breaks a leg, i know this sounds harsh but it does happen. It is you who needs to be insured for public liability in this instance, not the venue.

The photographs might not turn out. That’s bad enough, but at least with wedding insurance, the cost of retaking the photographs will be covered.

Caterers may not turn up, a guest may get food poisening from the wedding buffet.

This all sounds extremely pessimistic i know, but with insurance starting at around ฃ50, you would be mad not to take it out.

Because there is now a specialist wedding insurance out there, you will find that almost everything wedding related you can think of is covered in the policy.

Wedding dresses & rings, marquee damage, public liability, 3rd parties not showing up as promised, unexpected cancellation and much more besides.

The great thing about wedding insurance is, compared to the cost of the wedding itself, it costs peanuts.

I’m sure that the brides parents would be able to sit back and enjoy the wedding more knowing that the 3 year old nephew breakdancing on the dancefloor, won’t bankrupt them should he breakdance into the wedding cake, forcing everybody to eat it off the floor.

Hey, it happens!